Information CollectedIncentivater collects two types of information: personal information that users knowingly disclose to Incentivater and website-use information automatically generated by users as they interact with the site.
Personal InformationAs part of the application process, Incentivater will collect information relating to you and your business in order to determine whether you qualify for an Incentivater financial service. In addition, Incentivater collects two types of information from you on or through its website: (1) information that you provide to Incentivater (either directly or through access to third party websites where your information is stored), and (2) website-use information automatically generated as you navigate through the website.
Customer InformationWhen you create an account with Incentivater, you are asked to provide customer information such as your name, your business name, address, phone number, email address and preferences to establish a customer profile. You will be asked to provide information related to your business, including information related to how your business receives, processes and forwards payments from your customers. Incentivater also collects other information related to your business such as social network data, shipping and other vendor service information, accounting information and, potentially other information that we may obtain from time to time during our relationship with you. Incentivater may collect specific financial information from you concerning your business, including bank account numbers and routing numbers for funding, transfer, and payment purposes. Incentivater also collects tokens from online marketplaces and payment systems such as PayPal. Incentivater may request additional information to help verify your identity and manage risk, including: date of birth, social security number or other information. We may obtain information about our customers from, identity verification services or credit bureaus.
The USA Patriot ActThe USA Patriot Act has paved the way for financial institutions to help prevent fraud, identity theft, and the spread of terrorism. It requires financial institutions to obtain more information from an individual or legal entity to help establish identity. Your cooperation is needed when you open a new account or request a loan. You may be asked more questions to establish and confirm your identity. It may also be required for you to provide one or more of the following types of identification: Driver’s License Passport & Country of Issuance U.S. taxpayer Identification (ID) Number Alien ID Card Any other government issued document evidencing nationality or residence
HTML5 LSWe use local storage (LSs) to store content information and preferences. Third Parties, with whom we partner to provide certain features on our site or to display advertising based upon your Web browsing activity, use LSs to collect and store information. Various browsers may offer their own management tools for removing HTML5 LSs. To manage HTML5 LSs please click here:http://www.macromedia.com/support/documentation/en/flashplayer/help/settings_manager07.html.
Analytics / Log FilesAs is true of most web sites, we gather certain information automatically and store it in log files. This information may include Internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data.
Security of Customer InformationIncentivater stores and processes customer information using third party servers located in secure data centers in the United States. Customer information is protected by physical, electronic and procedural safeguards in compliance with applicable federal and state regulations. Incentivater uses computer safeguards such as firewalls and data encryption using secure socket layer technology (SSL) and authorizes access to customer information only for those employees who require it to fulfill their job responsibilities.
Use of InformationIncentivater's primary purpose in collecting customer information is to establish a safe, smooth, efficient and customized experience and allow customers to take full advantage of our products and services. Incentivater uses customer information to (1) provide services and support; (2) process transactions and send notifications regarding general operation of the service; (3) resolve disputes, collect fees and troubleshoot problems; (4) prevent potentially prohibited or illegal activities; (5) enforce our Merchant Cash Advance Agreement or Loan Agreement; (6) customize, measure and improve our services; (7) update the content and layout of our website; and, (8) compare information for accuracy and verify it with third parties.
TestimonialsWe may display personal testimonials of satisfied customers on our website in addition to other endorsements. With your consent we may post your testimonial along with your name and picture. If you wish to update or delete your testimonial, you can contact us at support@Incentivater.com.
ReferralsIf you choose to use our referral service to tell a friend about our website, we will ask you for your friend's name and email address. We will automatically send your friend an email inviting him or her to visit the website. Incentivater stores this information for the purpose of sending this email and tracking the success of our referral program. Incentivater may send additional emails to your friend in connection with services offered by Incentivater. Your friend may contact us at support@Incentivater.com to request that we remove this information from our database.